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A reverse mortgage loan is designed for adults age 62 or older to convert a portion of their home equity into cash, with the real estate serving as security for the loan; reverse mortgages are only available to Americans in this age range. This type of loan allows individuals and couples to remain in their […]
Why You Shouldn’t Delay Estate Planning Having a valid estate plan—especially a will—is far better than leaving things to chance. A will allows you to direct your assets according to your wishes, rather than letting state laws dictate how your estate is distributed. As highlighted in a recent article titled “Elder Law: Will you plan […]
Medicaid will cover custodial care costs as long as care is provided in a specific setting approved by Medicaid. provided in approved care facilities, such as a nursing home setting or other settings (see below). Medicare does not provide for long-term custodial care. The three principal settings in which individuals receive custodial care are: in […]
How to Avoid Probate and Protect Your Family’s Future For many families, probate can feel like an overwhelming and emotionally draining legal process—not to mention a costly one. Worse yet, many assume it’s unavoidable. The truth? With the right planning, probate can often be bypassed altogether. While probate court does play a crucial role—especially when […]
A common question family members and loved ones often ask us is: What about joint bank accounts? How does Medicaid handle these assets? How does this affect Medicaid eligibility? Joint bank accounts are very common in the context of senior assets. Senior individuals will often place a joint owner on a checking account or other […]
You may have heard of many different types of Medicaid coverage. And, in fact, thankfully there are a wide variety of Medicaid programs to help a wide variety of people. This article will give you a broad idea of the many types of Medicaid programs and covered services that are available to low income and […]