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Why It’s Critical to Have a Valid Will – Before It’s Too LateThe person who creates and signs a Will is known as a testator. In order to make a valid Will, the testator must have what’s called testamentary capacity — that is, the legal and mental ability to understand what they’re signing and why. Unfortunately, […]
Securing Your Legacy: The Importance of a Living Trust in MissouriFor many people, ensuring their loved ones are financially protected after their passing is a top priority. One of the most effective ways to achieve this is through strategic estate planning. Among the various tools available, a living trust stands out as a powerful option—particularly […]
Heir vs. Beneficiary: Why the Difference Matters in Estate PlanningEarly on in the estate planning process, one of the first and most important decisions you’ll make is naming the individuals or organizations who will receive your assets after you pass away. These recipients are commonly referred to as beneficiaries. You may also hear the term […]
Determining the Resource Value of Promissory Notes in which the applicant is the Lender: The Promissory note is a negotiable agreement: Assume the resource value is the outstanding principal balance owed on the note unless verification is provided the note cannot be sold for that amount to a third party – at which time its […]
Why a Living Trust Might Be the Smartest Move for Your Estate PlanRevocable living trusts—commonly referred to simply as living trusts—are quickly becoming one of the most popular tools in modern estate planning. And it’s easy to see why. A living trust offers numerous advantages for both you and your loved ones, providing flexibility, control, […]
Why Holographic Wills Are Best Left in the PastAt first glance, the simplicity of a holographic will may seem appealing. But that very simplicity can lead to serious complications. These types of wills are frequently challenged in court and often cause more problems than they solve. In short: they’re best avoided. Take, for example, the remarkable […]